Car insurance | Auto Insurance
Present Time Auto Insurance is most popular topic / point
In car insurance financial protection is the best choice.
We don't know about next second what happened in our life.
Your car is your ornament not a particles of metal. So its your responsibility to take care of it
AUTO INSURANCE PROTECT YOUR FAMILY
if you need happy life then Auto insurance is the best choice.
This Insurance Also known as Auto Insurance.
Because this policy covered all types of Vehicles, this insurance is common insurance in U.S.A
Present life we always facing one problem which is financially
Car insurance / Auto Insurance is a way to protect own car with financial support.
The main advantage in this policy is not only car but it’s also for who seated inside.
Many company provide vehicle insurance but main question is what conditions is?
Yes, what is the condition of that company, Because every company have own rules and if you & your car suitable for company then your policy is granted
Vehicle Premium | Car Insurance Premium
All vehicle have own different prices
So this policy actually depends what is actually price of your vehicle & how much time it’s old also
- Vehicle Age
- Inside Parts
- Model with Manufactures & More
Now More than 86% American’s using Internet, So Every Policy you buy is saved under your name in their website.
You can access all your insurance data anytime from Website/App
Transferring the existing or expired insurance to another insurer can be done easily with any fuss.
What is IDV in Auto Insurance |IDV Car Insurance
IDV is a car’s Current Market Value. This Included situations where you have incurred a total loss or damage beyond repair.
IDV by Assessing the Following Info:
- Registration Details of Vehicle
- Registration Date
- City Where car was Registered
- Mode of car & the Manufacturer
- Current type means ( Company or Individual owner )
- Vehicle Description
- Cubin Capacity of the car insurance
Vehicle Premium by Vehicle Age | Car Premium by Age
Vehicle Insurance Premium are not same for all, yes it is.
Its changed by Aged of vehicle owner, and also changed in renewal time.
Here, inside We provide you complete detail by Age.
- 1st Year: offered at 95% of the actual showroom cost of the car plus tax and 5% Depreciation
- 2nd Year: offered at 80% of the actual showroom cost of the car plus tax and 20% Depreciation
- 3rd Year: offered at 70% of the actual showroom cost of the car plus tax and 30% Depreciation
- 4th Year: offered at 60% of the actual showroom cost of the car plus tax and 40% Depreciation
- 5th Year: offered at 50% of the actual showroom cost of the car plus tax and 50% Depreciation
Car Insurance Premium Calculation - Auto Insurance Premium
Companies offer value-added services such as instant quotes for prospective customers
Auto Insurance Premium is based on some of factors,
1 Model of Car: This is first choice of insurance company.
They also check for diesel vehicles the premium is higher than that of petrol cars.
If a car has expensive or rare spare parts, the insurance premium of the vehicle will be higher as well
2 Registration Place of Car: Where you got your car registered & your residential location.
Insurance zones based on the vulnerability of vehicle to loss or damage while operating in that area.
Urban drivers usually pay more for car insurance compare to small towns & rural areas.
3 Year of Manufacture: Determines the age of the car.
It’s quite simple older car will have lower premium in comparison car that are relatively new
4 Safety Devices: if your car is safe. You are eligible get a discount in premium of up to 2.7%
Modern car are equipped with safety features such as airbags, robist locks, advanced breaking system & anti-theft devices
So if your car is safe then your premium is also low
5 Purpose of car: if a car is used for commercial purpose, it will attract higher premiums
6 Claims History: if you raise a clam against your vehicle insurance, the premium for the subsequent year is likely to go up.
If you abstains raising claim, you will be rewarded with a no-claim bonus (NCB) that translates into a reduction in premium for the following year.
RECALL ABOUT "CAR INSURANCE"
- Always Refresh in your memory about your CAR INSURANCE PREMIUM
- Its helps you in Long Distance Expense, at that time this saving actually saving you.
- Small Saving made your Life more powerful in future.
- So if you don't want to regret about this topics then
- Pay Regular Premium - And also renew your Insurance Policy
Free from Agents
Now Every American’s FREE from the Agents.
when you buy the policy you can directly get all the information you need from the website itself.
This safeguards you from fake or fraudulent insurance policies